Recurring buy

Dollar cost averaging is a widely used strategy for achieving major financial goals over the long term. With DCA, you buy small amounts of an asset according to a regular schedule – for example, 25 € of Bitcoin or Solana each week. You continue to make these scheduled purchases regardless of price changes.
Depending on your goals, you might practice DCA investing for a few months or for many years.

DCA investing delivers five main benefits:

1. It relieves you of the difficult task of predicting price changes and timing transactions to take place at market highs and lows.
2. It minimizes the impact of market volatility by averaging out the peaks and valleys on price charts.
3. It allows you to start meeting your financial goals immediately, without waiting to build up a big investment fund.
4. It eliminates the harmful effects of hunches and emotions in making investment decisions.
5. It accumulates more crypto when prices are low, reducing your cost basis and maximizing returns when you sell.

At Kriptomat, there’s a sixth benefit: You can set it up with a credit card for as little as €15 a month and have the regular purchases made automatically while you get on with your busy life.

DCA can be more effective in long-term investing. Many financial advisors recommend DCA during bear markets because it is an opportunity to begin acquiring crypto at lower prices.

It’s up to you. You can define a weekly, biweekly, or monthly schedule. In fact, you can define an unlimited number of recurring buys with different cryptocurrencies, frequencies, and purchase amounts.

Absolutely. You can raise, lower, or discontinue your Recurring Buy program at any time at no cost. The crypto you purchase is yours and you can do whatever you like with it. We recommend transferring it to your KriptoEarn account, which augments your savings with annual rewards of up to 13.5%.

The minimum Recurring Buy purchase is 15 €. The maximum value of individual purchases is 250 € for weekly purchases, 500 € for biweekly purchases, and 1,000 € for monthly purchases. You can set up an unlimited number of recurring buys, but total monthly purchases are subject to limits based on your Kriptomat transaction history and other factors.

Return on investment is the amount you earned during the investment period. It can be presented as a flat amount or calculated as a percentage: net income divided by amount invested. For example, if you invest 300 euros and after a year you have 336 euros, your one-year ROI is 36 euros or 12%.